Privacy Policy

This Privacy Policy and Disclaimer (“Policy”) governs the collection, use, and disclosure of personal and non-personal information by App Master Ltd. (“we,” “us,” or “our”) for the InveStar BD (“App”). By accessing or using the App, you agree to the terms and conditions outlined in this Policy.

Privacy Policy

Information Collection:

(a) Personal Information:

1.  We collect personal information from users during the registration process, including but not limited to name, email address, contact information, and identification documents. 
2. Additional personal information may be collected to comply with legal and regulatory requirements, such as Know Your Customer (KYC) procedures. 
3. Users may voluntarily provide additional information for a more personalized experience within the app.

(b) Non-Personal Information:

1.  We may collect non-personal information such as device information, IP address, browser type, operating system, and app usage data.
2.   This information is used for statistical analysis, app improvement, and enhancing user experience.

(c) Cookies and Similar Technologies:

1.  We use cookies and similar technologies to enhance user experience and gather information about app usage.
2.  Users can manage cookie preferences through their device or browser settings.

(d) Social Media Integration:

1.  With user consent, we may collect information from social media platforms if users choose to connect their accounts to our app.
2.  This information may include profile data, friends list, and social media activities, which are used to enhance the app experience and facilitate social interactions within the app.

Information Usage:

(a) Purpose of Information:

1.  Personal information is used to provide and personalize our investing app services, including account management, customer support, and facilitating transactions.
2.  Non-personal information is used for analytics, market research, and improving our app’s features and functionalities.

(b) Customized User Experience: 

1. With user consent, we may use personal and non-personal information to customize the app experience, including personalized recommendations, targeted advertising, and content based on user preferences and interests.

Information Sharing:

(a) Service Providers:

1.  We may share personal information with trusted third-party service providers to assist in delivering our services, subject to strict confidentiality obligations. 
2. These service providers may include payment processors, identity verification services, cloud hosting providers, and social media platforms for social integration.

(b) Legal Requirements:

1. We may disclose personal information if required by law, court order, or legal process.
2. We may also share information to protect our rights, safety, or property, and to prevent fraud or illegal activities.

(c) Business Transfers:

1. In the event of a merger, acquisition, or sale of our business assets, user information may be transferred to the acquiring entity. 
2. Users will be notified of any such change and provided with options regarding their personal information.

Data Security:

(a) Security Measures: 

1. We implement industry-standard security measures to protect user information from unauthorized access, disclosure, alteration, or destruction. 
2. These measures include secure data storage, encryption, firewalls, and regular system monitoring.

(b) Data Retention:

1.  We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. 
2. Users may request the deletion of their personal information, subject to legal and regulatory requirements.

Third-Party Integration:

(a) Third-Party Services and Advertising:

1.  Our app may integrate with third-party services and display advertisements from third-party ad networks.
2.  These services and networks may collect user data for their own purposes, governed by their respective privacy policies.

Disclaimer

Investment Risks:

(a) No Investment Advice: 

1. Our app provides general investment information and educational content. It does not constitute investment advice. 
2. Users should conduct their own research and seek advice from qualified professionals before making investment decisions.

(b) Market Risks:

1.  Investing in securities involves inherent risks, including but not limited to market volatility, economic conditions, and company-specific factors.
2.  Users should carefully consider their investment goals, financial situation, and risk tolerance before making any investment decisions.

(c) Use at Own Risk:

1.  Users acknowledge and agree that the use of our app is at their own risk. ii. We do not guarantee the accuracy, completeness, or timeliness of the information provided within the app.

(d) Limitation of Liability:

1.  To the extent permitted by applicable laws, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with the use of our app.

(e) Financial Decisions:

1.  Users are solely responsible for their financial decisions and investment outcomes.
2.  We are not liable for any losses, damages, or liabilities incurred as a result of users’ investment decisions or actions taken based on the information provided in the app.

Please review this Privacy Policy and Disclaimer carefully. By using our app, you acknowledge that you have read, understood, and agreed to the terms outlined in this document. We reserve the right to update or modify this Policy at any time without prior notice. It is your responsibility to review this Policy periodically for any changes.